Finance Calculators

SIP, EMI, Loan, GST, Tax, FD and more. Instant results, no sign up.

FD Calculator

Maturity value of your Fixed Deposit

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Inflation Calculator

See how inflation affects your money

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What are finance calculators, and who needs them?

Finance calculators turn money questions into numbers. You enter an amount, a rate and a time period, and the tool shows what a loan will cost each month, what a deposit will grow to, or how much tax or GST applies. This page brings together eight of them, built around how money works in India.

They are useful for salaried employees comparing offers, first-time home buyers, small business owners checking invoices, parents planning for education, and anyone deciding between saving and borrowing. Running the numbers first helps you ask better questions before you talk to a bank or advisor.

Which calculator should you use?

Investing every month: SIP Calculator
Home loan instalment: EMI Calculator
Personal or car loan: Loan Calculator
Adding or removing GST: GST Calculator
Yearly tax estimate: Income Tax Calculator
Lump-sum savings: FD Calculator
Value of money over time: Inflation Calculator
In-hand pay from CTC: Salary Calculator

Formulas behind the main tools

EMI = P × r × (1 + r)ⁿ ÷ ((1 + r)ⁿ − 1), where r is the monthly rate and n is the number of months
FD maturity = P × (1 + r ÷ n)^{n × t}, where n is compounding periods per year and t is years

Each calculator page explains its own formula in full.

Worked example

A ₹10,00,000 home loan at 9% for 20 years gives an EMI of about ₹8,997, and about ₹11.59 lakh of the total repayment is interest. A ₹1,00,000 fixed deposit at 7% for 5 years, compounded quarterly, grows to about ₹1,41,478. Seeing the two together shows how compounding works against you on a long loan and for you on a deposit.

Frequently asked questions

Are these finance calculators really free?

Yes. Every calculator on this page is free to use, and none of them asks you to create an account or log in.

Which calculator should I use for a home loan?

Use the EMI Calculator for home loans. For personal, car and other loans, the Loan Calculator is the better fit.

Why do my results differ from my bank's figures?

Banks may round differently, add processing fees or GST, use different day-count rules, or start interest from another date. Small differences are normal.

Why should I consider inflation when saving or investing?

Prices rise over time, so money kept idle buys less in the future. The Inflation Calculator shows what a fixed amount may be worth later, which helps you judge whether an FD or SIP return is enough.

Can I rely on these results for taxes or taking a loan?

Treat them as estimates for planning. Tax rules change often and lenders add fees, so confirm final figures with your lender, employer or a tax professional.

Limitations and accuracy

These are planning tools, not financial, tax or legal advice. Results depend on the figures you enter and on standard formulas, and they cannot know your lender's exact terms. Tax slabs, GST rates and interest rates change, so check the assumptions on each calculator page and confirm current rules with official sources before acting.